Terms and Conditions

By accessing and using this website, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this website. We reserve the right to modify these terms at any time, and your continued use of the website following any changes constitutes your acceptance of the revised terms. Changes become effective ten (10) days after being posted to the site.

The information provided on this website is for general informational purposes only and does not constitute insurance advice, a solicitation, or an offer to sell insurance. Nothing on this website should be construed as creating an insurance policy or binding coverage of any kind.

All insurance products and services are subject to the terms, conditions, limitations, and exclusions of the applicable policy. Coverage availability and eligibility may vary. Please consult directly with a licensed insurance professional before making any insurance decisions.

The Landreau Group is a licensed independent insurance agency operating in the state of Minnesota. We are committed to complying with all applicable state and federal laws and regulations governing the sale and solicitation of insurance products. Nothing on this website constitutes an offer to sell insurance in any jurisdiction where we are not licensed to do so.

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:

• Use the site in any way that violates applicable local, state, or federal laws or regulations
• Transmit any unsolicited or unauthorized advertising or promotional material
• Attempt to gain unauthorized access to any part of the website or its related systems
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the website
• Introduce viruses, trojans, or other malicious or harmful material

All content on this website — including text, graphics, logos, images, and software — is the property of The Landreau Group or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this site without our prior written consent.

This website may contain links to third-party websites for your convenience and reference. These links do not constitute an endorsement of those sites or their content. The Landreau Group has no control over the content of third-party sites and accepts no responsibility for them or for any loss or damage that may arise from your use of them.

This website and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, The Landreau Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of — or inability to use — this website or its content. This includes, without limitation, damages for loss of profits, data, goodwill, or other intangible losses, even if we have been advised of the possibility of such damages.

You agree to indemnify, defend, and hold harmless The Landreau Group and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses — including reasonable attorneys' fees — arising out of or in any way connected with your access to or use of this website or your violation of these Terms and Conditions.

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Minnesota, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Ramsey County, Minnesota.

If you have any questions or concerns regarding these Terms and Conditions, please contact us: